Ash Brokerage

2018 Study: QLACs Improve Probability of Retirement Success

Why should your clients consider a Qualified Longevity Annuity Contract (QLAC)? Because our independent study proves that QLACs improve the probability of retirement success in every scenario. 

Qualified Longevity Annuity Contracts (QLACs) were introduced in 2014. That year, and every year since, we’ve run a mathematical analysis to see how they impact the success of a retirement portfolio. This year’s results remain just as staggering. In every portfolio – at every age – at every life expectancy – a QLAC increased the probability of success. 

In addition to explaining our study and the results, this paper explains: 

If, after reading this paper, you have any questions about our study or the use of QLACs in retirement planning, contact your Ash Brokerage Retirement team. 


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